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• 10 Best Ecard Makers to Show Your Customers You Care - According to HubSpot research, 93% of customers are likely to make repeat purchases with companies that offer excellent customer service. With that in mind, it’s no surprise that companies often look for creative ways to continue delighting their audience.
  Topics: users, ecards, ecard, best, makers, card, create, care, customers, send, businesses, allows, option.
• 15 Mobile Payment Systems for Merchants - Mobile payment systems provide flexibility to consumers and merchants while unifying online and offline operations. Here is a list of mobile payment services for merchants. There are point-of-sale systems, digital wallets, mobile hardware, software for mobile and web applications, and more.
  Topics: credit, payment, payments, accept, price, online, pay, cards, systems, mobile, card, merchants.
• 20 of the Best Business Card Designs [+ Free Business Card Generator] - The business card isn't dead yet. As long as there are parties, industry events, and networking opportunities, there will be business cards. And it's important that yours isn't thrown to the bottom of the pile because of a lackluster design.
  Topics: business, card, agency, best, designed, behance, designs, contact, cards, information, generator, design, free, studio.
• 4 Safeguards to Prevent Credit Card Fraud - Ecommerce merchants continue to rely on credit card payments for orders. Credit cards are convenient and fast, but they also come with risk. Merchants in the United States lose approximately $190 billion a year to credit card fraud. In this post, I will explain how to minimize credit card fraud.
  Topics: order, shopper, credit, fraud, transaction, address, shoppers, safeguards, using, shipping, prevent, card.
• 5 Extensions That Offer New Ways to Accelerate Your Business - This month we’re highlighting some popular extensions that’ll give you new ways to accelerate your business. How about helping you improve your SEO, allowing repeat customers to store their credit card information securely, connecting to a CRM, adding B2B functionality, or offering a charity donation option to your Magento store? The world of commerce is your oyster.
  Topics: seo, customers, business, magento, offer, credit, ways, punchout, crm, accelerate, using, card, connect, extensions, store.
• 5 Strategies for Selling Your Products at Fairs, Trade Shows, & Festivals - In a world where retail eCommerce sales surpassed $2.3 billion this year, touting your products at fairs, trade shows, and festivals might seem like an outdated tactic to grow your business.
  Topics: attendees, selling, visitors, strategies, festivals, product, marketing, booth, shows, credit, products, trade, card, fairs.
• 5 steps to prevent ecommerce fraud - This article highlights five steps to preventing and reducing malicious behavior on your site that can lead to ecommerce fraud.
  Topics: steps, tools, card, activities, address, verification, fraud, online, prevent, fraudulent, ecommerce, credit.
• 58% of European checkouts have multiple errors - Analysis shows that 58 percent of European checkouts have at least three basic errors, which could complicate the checkout process for customers. Many online stores don’t automatically verify the card number or they let customers attempt to pay with an expired card date. The checkout page is the most important… Continue reading
  Topics: checkout, customers, mobile, checkouts, netherlands, number, errors, multiple, numbers, european, card, spaces.
• 6 Tweaks to Streamline the Checkout Process - Ecommerce should see significant spikes this holiday season. However, merchants must consider the need for speedy, no-hassle checkout processes to lower abandons, especially from shoppers on mobile devices. What follows are six tweaks to streamline an ecommerce checkout.
  Topics: shoppers, cart, streamline, process, number, error, decline, address, tweaks, message, card, payment, checkout.
• 6 digital payment trends to keep an eye on - With advancements in technology and the increasing adoption of cashless solutions, businesses need to pay attention to payment trends. Here are six digital payment trends to keep an eye on. By anticipating, analyzing and modeling how these trends work is the only way to succeed.
  Topics: card, mobile, digital, commerce, eye, trends, payment, credit, trend, payments, pay.
• 7 Apps and Readers for Mobile Credit Card Processing - With credit card apps and readers, merchants can sell to customers at events, pop-up shops, or wherever they meet-up. Here is a list of apps and readers for mobile credit card ...
  Topics: reader, ios, processing, android, card, price, credit, readers, swipe, available, free, mobile, apps, app.
• A Complete TransferWise Review: Everything You Need to Know - When it comes to exchange rates, not all of them are created equally. This is especially the case when you want to transfer money and your bank or a transfer service gets involved. Let's say you are in the US… Continue reading A Complete TransferWise Review: Everything You Need to Know
  Topics: need, money, know, account, fees, complete, rate, review, card, transfer, transferwise, exchange, bank.
• A Guide to Payment Tokens for Ecommerce - Innovation in electronic payments has always balanced risk and convenience. Generally, a payment method that's convenient for consumers is risky for merchants. The use of "tokens" can reduce that risk by protecting credit card details.
  Topics: guide, tokens, merchants, payments, merchant, payment, service, ecommerce, card, transactions, token, credit.
• Adyen alums launch card payments platform Silverflow - Silverflow, a new platform that connects to card networks, has announced a 2.6 million euros seed funding round. With this, the Amsterdam-based company that is founded by Adyen alums has now raised 3 million euros in total funding. The funding round was led by UK-based Crane Venture Partners with participation… Continue reading
  Topics: payments, infrastructure, euros, technology, card, alums, payment, silverflow, processing, founded, platform, adyen, launch.
• Affirm vs Klarna: Battle of the BNPL Services - Making the choice between Affirm vs Klarna can be a struggle. Both of these Buy Now, Pay Later services are extremely popular, thanks to their ease-of-use, convenient sign up, and the growing demand for flexible payment options. Currently, the global… Continue reading Affirm vs Klarna: Battle of the BNPL Services
  Topics: battle, payment, affirm, interest, services, bnpl, card, savings, youre, pay, credit, klarna, payments, vs.
• Affirm’s CTO talks transparency and the tech that makes BNPL possible - TechCrunch sat down with Libor Michalek, president of technology at Affirm, to understand just how the company differentiates itself from its plethora of competitors.
  Topics: possible, affirms, makes, talks, customer, techcrunch, transparency, bnpl, card, credit, pay, interest, technology, cto, affirm, tech, really, purchase.
• All You Need To Know About Recharge Payments - Are you looking for a reliable recurring billing app for your Shopify Store? If so, Recharge Payments could be the solution for you. This review takes an in-depth look at its features, hits and misses to help you determine if… Continue reading All You Need To Know About Recharge Payments
  Topics: order, recharge, products, payments, card, credit, need, customers, subscription, customer, product, know.
• Amazon reaches deal to continue accepting Visa payments worldwide - Amazon and Visa have resolved their simmering dispute over payment fees in the UK and elsewhere, Reuters has reported. Amazon threatened to stop accepting Visa in the UK starting January 19.
  Topics: techcrunch, continue, fees, card, recently, amazon, payments, worldwide, accepting, visa, uk, deal, spokesperson, payment, reaches, stores, cards.
• Amazon’s new rewards card targets those with bad credit - Amazon this morning announced the launch of Amazon Credit Builder, a new secured credit card offered in partnership with Synchrony Bank. As the name implies, the card is aimed at those who are looking to build their credit history — either to recover from bad credit or to establish new credit. Like other credit products […]
  Topics: pay, way, builder, credit, techcrunch, rewards, targets, amazons, purchases, amazon, online, bad, customers, secured, card.
• Apparel retailer Bossini reveals customer data hack - Hong Kong-based apparel retailer Bossini says its database of loyalty programme members and online customers was hacked earlier this month.
  Topics: breach, data, customers, security, systems, reveals, information, customer, apparel, bossini, card, numbers, retailer, hack, email, steps.
• Best Online Banks in Europe in 2023 - Do you live and/or work in Europe, an expat, or a freelancer planning to travel to Europe as a digital nomad?  If any of the above apply, you’ll know it’s essential to have access to your money and for your… Continue reading Best Online Banks in Europe in 2023
  Topics: online, banks, business, accounts, best, account, personal, money, bank, card, europe, free.
• Biometrics in retail a key to building customer engagement - How biometrics in retail can create deeper customer engagement.
  Topics: biometrics, data, stores, key, experience, building, engagement, identification, technologies, retail, customer, payments, store, credit, card.
• Braintree Integration for Progressive Web Apps with Magento Helps Merchants Quickly Expand Their Payment Experience - From the very beginning, developer experience has been a priority for Magento in an effort to lower total cost of ownership and time to market. Progressive Web Apps give shoppers app-like, highly personalized cross-channel experiences that were once reserved for native apps.  Learn more here. 
  Topics: web, card, progressive, pwa, conversion, quickly, experience, payment, helps, magento, merchants, developer, developers, integration, mobile, shoppers, expand.
• Cards are preferred payment method in Europe - Cards are the preferred payment method in Europe, for both consumers and merchants. The use of cards has expanded over the past few years, with 87 percent of European consumers feeling comfortable paying by card. The payments landscape of Europe keeps evolving and although new players have entered the market,… Continue reading
  Topics: consumers, payments, data, cards, merchants, method, methods, preferred, card, payment, europe.
• Casual Observations on Social e-Commerce - While my purchases via social media are limited in scope, I’m fascinated and admittedly a bit hooked on what’s new on these apps for sale. I’ve spent more than a few hours scrolling when my intent was to unwind and shut off screen time. Oh well. There are worse habits I’m sure… I’m not surprised to learn that in the last two years, social media traffic has increased 100% to online stores, or that about 70% of consumers search social media for potential buys. With so much time spent on sites like Instagram and Facebook documenting and sharing our lives, it makes sense to turn to those same platforms to inform our buying decisions. The existence of influencers on these apps further drives that purchase when I’m ready to live my best life in that handmade sterling silver earring and bracelet set, frolicking on the beach, with not a care in the world. As I peruse social media for the next thing I must have, I’ve noticed a few app’s best practices catch my eye, and keep my cart full.   Instagram Envy: The effects of a global pandemic forced people to shop and sell their wares in new ways. Instagram invested heavily in the new social marketplace and I’m here for it. The effortless, and downright gorgeous layout in-app makes it easy to search my favorite brands and what the latest makers have on deck. I scroll the top navigation bar for more shops, live feed, tutorials or collections, and one of my favorite tabs the “Drops” – where I find the latest and greatest in the brands I follow, complete with a Get Reminder date for when the drop is official. Do I really need what’s coming this fall from the casual cool of Adidas loungewear? The answer is no, but oh how I love to look. In my cart the now? A sample collection of original greeting card designs and handmade enamel pins from a small stationery company. I love to send hand-written cards for all occasions to the people in my life, and in a past life I was once a greeting card writer. (No, writing them is actually not that easy.) Checkout is pretty streamlined with a variety of credit card and a few secure mobile payment options – and just like that, within a matter of days I’ve got a cheery addition to my greeting card library. Plus, I’m supporting a small business. All good things in my book. As I was scrolling the other night, I noticed an alternative use of the story stickers that typically drive sales to a featured product. Within this celeb’s story, it was used as an in-story link for a charity donation. Yes! I will donate to the charity ride. And thank you for asking!   TikTok Shopping Madness: I’m relatively new to TikTok and its frantic pace, but I admit it’s growing on me. I find I can’t resist live video of a cat dressed in a chef’s hat baking a pie, while Louie Prima’s rendition of “Pennies From Heaven” coos in the background. Incredibly endearing, addictive, and worth a follow. The app opened the commerce floodgates recently, an endeavor 18 months in the making. It’s relatively new to market, but in a recent Yahoo article the company reports a descriptor of what the new capabilities offer: “With product links, brands can feature one or more products directly from organic TikTok videos and direct users to product pages. Live shopping offers real-time demos or live streamed product showcases with concurrent links to buy products and services. Collection ads allow brands to add custom, swipe-able product cards to in-feed video ads, while dynamic showcase ads can serve personalized, targeted ads based on users’ interests”. If the experience is anything like their 1 billion-strong mix of eclectic users and influencers, it will be worth the ride. Bring on the baking cats. Pinterest: The Matron or Social e-Commerce: She’s got style, she’s got class. Pinterest is the place for people who love to curate, browse, and enjoy collaborating with other good taste makers. The setup is flawless. I’ve chased down many a handbag or a duvet cover I spotted in-store to comparison shop on the app. While it can sometimes be frustrating to click on a new favorite only to find it out of stock, the app does a thorough job of filling your feed with alternate items. Because I follow several food/entertaining boards, related content is pushed to my shopping page, so I won’t miss a recipe or reason to celebrate around the table. Not to mention the pleasure I get creating fantasy boards of dreamy Italian vacations, and shiny new Airstreams just begging for a national park tour. Social e-Commerce is here to stay in sweeping ways: Social e-commerce sales rise year after year as a whopping 3 billion people flock to social media. As people seek out more personal shopping experiences, social e-commerce provides an open space where big brands and small proprietors alike can create and market to those exact experiences – much to the growth of their bottom line and influencer status.  
  Topics: im, ads, observations, live, ecommerce, brands, media, product, ive, card, shopping, casual, social.
• Chargebacks: What All WooCommerce Stores Should Know - Many WooCommerce merchants know about chargebacks and how to prevent them — but in case you don’t, here’s a quick overview of the key details regarding chargebacks and some preventative steps you can take today. Why do chargebacks exist? A “chargeback” is when a customer recalls a payment. While they can be extremely costly for […]
  Topics: woocommerce, card, fraud, merchant, stores, fees, chargebacks, customer, know, chargeback, dispute, customers.
• Citi partners with Lazada to launch co-branded credit card - The financial services giant Citi has partnered with Lazada Group to launch the new Lazada Citi credit card in Southeast Asia.
  Topics: card, launch, rewards, purchases, region, lifestyle, partners, pacific, credit, customers, cobranded, reach, lazada, citi.
• Covid-19 Accelerates Change for B2B Distributors - Last year, in "How to Prosper as a B2B Distributor," I addressed the urgent need for wholesale distributors to evolve. I explained the necessity of migrating to a self-serve digital shopping experience. Covid-19 has accelerated that need.
  Topics: ask, b2b, card, pandemic, change, distributors, accelerates, covid19, shipping, customer, service, digital, orders, distributor.
• Covid-19, NFC, and the Future of Contactless Payments - Once touted as the future, contactless payments never achieved mass popularity. Shoppers preferred the familiar swipe, dip, PIN-entry, and signature. The Covid-19 pandemic will likely change that as consumers are now more conscious of what they touch.
  Topics: device, contactless, credit, nfc, future, card, covid19, devices, payment, field, details, payments.
• Creating a last-minute holiday email marketing strategy - If you procrastinated all summer and left the holiday email marketing strategy to the last minute, don't fret! With the upcoming holiday cheer comes hope and you can still create a winning email plan to grab last-minute holiday sales.
  Topics: card, creating, strategy, holiday, cards, dont, create, email, sales, lastminute, gift, marketing.
• Credit Card Processing FAQs, Part 1: Learning the Jargon - Credit card processing fees are a longstanding pain for merchants. This post is the first in a series in which I'll answer common payment questions. The first challenge is understanding the industry jargon.
  Topics: processing, merchant, jargon, card, processor, fees, interchange, markup, transactions, learning, transaction, faqs, credit, fee.
• Credit Card Processing FAQs, Part 2: Pricing Models - Ecommerce merchants depend on credit card payments. But the processing fees associated with those payments are notoriously confusing. This post is the second in a series in which I’ll answer frequent payment-processing questions. The first installment, "Part 1: Learning the Jargon," contained an extensive glossary of common industry terms.
  Topics: models, card, merchants, interchange, faqs, transactions, flatrate, processor, fees, processing, tiers, processors, markup, pricing, credit.
• Credit Card Processing, Part 3: Reducing the Cost - Credit cards are the principal method of payment for ecommerce customers. But for merchants, the backend infrastructure of processing and collecting the funds is bewildering. This is the third and final post in a series in which I’ll answer frequent payment-processing questions.
  Topics: processor, reducing, plus, card, fee, pricing, credit, cost, processing, fees, cards, markup, interchange.
• Credit card and payments companies compete for a slice of the growing BNPL market - A year ago, the biggest players in the BNPL space were companies founded solely to offer consumers the ability to pay in installments at the point of sale. But the landscape looks very different now.
  Topics: techcrunch, klarna, compete, card, visa, opportunity, companies, space, credit, growing, market, offer, bnpl, payments, slice, pay.
• Digital Payments in China Are Cheap and Convenient - In "China Is Dominating Ecommerce," contributor Marcia Kaplan addressed that country's innovation in online shopping. Digital payments in China are equally innovative. I'll address what that could mean for North American merchants in this post.
  Topics: credit, fees, consumers, payment, merchants, china, cheap, card, north, pay, payments, convenient, digital.
• Does Buy Now, Pay Later Threaten Credit Card Issuers? - Capital One recently announced that it will ban the use of its credit cards to fund buy-now-pay-later transactions. According to a Capital One spokesperson, BNPL transactions “can be risky for customers and the banks that serve them.” In this article, I will examine Capital One’s claim.
  Topics: card, buy, capital, issuers, merchant, pay, threaten, provider, credit, later, interest, consumers, does, cards, bnpl, fees.
• Ecommerce Fraud Protection for Online Merchants: The Ultimate Guide - The news for online merchants is good and bad. The good news is that ecommerce sales are expected to grow…
  Topics: fraud, strategies, transactions, online, credit, address, fraudsters, merchants, card, store, ecommerce, prevention.
• Ecommerce Fraud: Securing the Entire Customer Journey - Ecommerce is a rapidly growing industry with many exciting innovations happening all the time. Customer expectations have never been higher…
  Topics: merchants, customer, common, touchpoints, card, fraud, account, identity, fraudster, fraudsters, loyalty, credit, ecommerce.
• Ecommerce Product Releases: March 2, 2020 - Here is a list of product releases and updates for late February from companies that offer services to online merchants. There are updates on digital marketing tools, artificial intelligence, video creation, cybersecurity, shipping, and customer service and returns.
  Topics: ecommerce, releases, product, card, launches, million, video, services, service, sellers, optimization, customer, platform.
• Ecommerce Product Releases: October 31, 2019 - Here is a list of product releases and updates for late-October from companies that offer services to online merchants. There are updates on voice-commerce, expense management, payments, small business loans, shipping, and returns.
  Topics: search, card, small, releases, product, platform, businesses, announced, ecommerce, business, payment, customers, payments.
• Ecommerce in Belgium: €10.67 billion in 2018 - Ecommerce in Belgium was worth 10.67 billion euros in 2018. That’s an increase of almost 6 percent compared to the situation one year before. Belgian consumers have not only spent more money online, they also shopped more often: last year, the average Belgian shopper bought something online over 11 times.… Continue reading
  Topics: billion, using, card, credit, situation, retail, spent, online, ecommerce, bancontact, belgium, belgian.
• Ecommerce in Czech Republic: €5.25 billion in 2018 - Ecommerce in the Czech Republic was worth 135 billion Czech koruny (or 5.25 billion euros) in 2018. That’s twice as much as in 2014. Last year, 90 percent of Czech consumers shopped online at least once. This is shown in the report “Payments Landscape in the Czech Republic: Opportunities and… Continue reading
  Topics: card, payments, cards, popular, czech, republic, ecommerce, payment, billion, online.
• Everything You Need to Know About Achieving PCI Compliance [Checklist Included] - If you’ve been contacted by your bank or financial institution lately only to discover that your credit card information has…
  Topics: cardholder, access, checklist, ecommerce, credit, security, data, compliance, card, level, pci, explained, requirements.
• Everything You Need to Know About Buy Now, Pay Later - The yearly increase in demand for online shopping has meant alternate payment methods like buy now, pay later(BNPL) has continued to gain momentum. Accelerated by the COVID pandemic, the adoption & use  is more widespread than ever, delivering tangible business benefits to vendors and shoppers. These deferred payment types allow customers to keep shopping as they normally would during uncertain economic times or facilitate making larger purchases that they might not otherwise be able to afford by paying them off over time.  In this post, we'll explore what buy now, pay later is, how it works, and why you (and your customers) might want to take advantage of its benefits. What Is Buy Now, Pay Later? (BNPL) Buy now, pay later payment options are a form of installment loan. With this payment type, a shopper's purchase is broken up into equal installments, the first of which is due at the time of sale. The rest of the amount is then charged to their debit or credit card at a set rate, such as every two weeks or every month until the total amount is paid. These buy now, pay later plans allow shoppers to receive their purchase immediately while splitting the cost into installment payments rather than paying all at once. This can be a huge help to buyers struggling to make ends meet in a down economy or to consumers who are eager to make a large purchase but don’t have all the funds they need at the moment. However, while the trend to buy first and pay over time with deferred payments, like BNPL arrangements, is definitely growing, it's important to consider how this payment setup will affect your cash flow and point-of-sale operations overall.  Next up, we’ll dive deeper into how buy now, pay later works, and what types of BNPL programs are available.  How Does Buy Now, Pay Later Work? Certain providers may offer plans that come without any interest or fees, while some plans may include both. Many buy now, pay later companies only need a soft credit inquiry to approve a purchase, which doesn't have a negative effect on a customer's credit rating and can make the process of using BNPL less intimidating. On the other hand, some require a hard pull of a consumer's credit report, which can result in a slight, temporary credit score dip and may make a customer think twice about buying their items.  Buy Now, Pay Later Pros And Cons Buy now, pay later payment methods have a lot to offer to both consumers and merchants, but it's not all sunshine and rainbows. While cash-strapped shoppers can still make purchases in lean times, offering BNPL options can be costly to merchants. Many popular BNPL companies charge fees ranging from 2-6%, on top of other existing costs such as credit card processing fees. Over time, these costs can really add up and cause merchants to doubt whether offering a buy now, pay later program is really the best option.  Below, we'll examine not only these considerations but a full range of pros and cons of starting or continuing a buy now, pay later program.  Pros of Buy Now, Pay Later Fast Rollout and Easy Approval: Buy now, pay later programs are relatively easy to set up and can be implemented quickly, both for brick-and-mortar locations and eCommerce stores. Merchant approval is also usually fast, so you won't have to wade through endless paperwork or invasive info-gathering from your service provider.   Boosted Sales: This can be a great way to increase sales figures by allowing people to buy things they otherwise may not be able to afford. Having these options available is particularly useful when the economy isn't doing so well, and people tend to go for payment deferment or credit deals.   Higher Purchase Amounts: Consumers are more likely to buy more when they can pay in installments, as opposed to paying the full amount upfront. This can be a great way to increase your average order value and boost sales overall.    Interest-Free Options: If a shopper takes advantage of the interest-free options offered by some buy now, pay later providers and pays off their balance on time, buy now, pay later can actually put them ahead financially by helping them save money when they need it while avoiding extra fees by paying it off on time.  This creates goodwill between you and your buyers, making it more likely that they'll visit again, buy more, and potentially even use your buy now, pay later program again.    Convenient and Easy to Set Up: We all love the convenience of apps, and thankfully, many buy now, pay later providers have built-in apps to help customers find deals and manage their payments. The fact that they don't require separate applications or additional processing times makes them almost as easy to use as entering a credit card number. This simplicity makes it a no-brainer for many consumers to take advantage of BNPL offers, creating more opportunities for them to shop with your brand.   Cons of Buy Now, Pay Later Higher Payment Processing Costs: As mentioned earlier, BNPL programs are associated with higher costs to merchants, typically between 2-6% of the purchase value in addition to standard credit card processing fees. These additional costs can eat into profit margins and water down the benefits of higher sales and overall larger purchases that buy now, pay later options can create.    Risk of Default: Buy now, pay later programs are essentially loans that customers take out, and even the most well-intentioned consumers can sometimes default. This can end with the merchant being left "holding the bag" for a customer that now can't afford to pay them back for the purchases they made.    Late Fees: If customers forget to make a payment or don't have sufficient funds in their linked bank account, they're likely to run up against a late fee. While these tend to be reasonable flat-rate fees similar to those charged by credit card companies, they can add up over time and create a feeling of "buyer's remorse" for your customers.   High Interest Rates: BNPL apps sometimes come with interest-free agreements, but only for a limited time. Other apps charge interest regardless. In either case, if a buy now, pay later provider charges interest, either with or without an interest-free period, those interest rates have a tendency to be even higher than credit card interest rates, which can make it harder for consumers to pay off their purchase and actually make them less likely to do so over time.  Want to learn more about Composable Commerce Essentials? Explore Composable Commerce here Types of Buy Now, Pay Later Loans Overall, there are two types of BNPL loan types: loans with interest and loans without. Let's take a look at how they both work and which one is likely to be a better deal for merchants or their customers. Loans With Interest These in-the-moment loans give the consumer the opportunity to make their purchase right away, with interest rates comparable to those of a credit card. These providers will sometimes offer interest-free periods similar to promotional rates on new credit cards in order to entice new buyers to "take the plunge." Interest-Free Loans While these types of loans might seem too good to be true for a consumer, they're the opposite for a merchant. With these types of loans, the merchant pays a fee to the third-party lending company rather than the consumer paying interest on the loan, essentially paying for the privilege of giving their customers the option to use a buy now, pay later service. Generally, both buy now, pay later loan types will have a fixed repayment timeline. For example, if a customer is interested in an item that comes with a no-interest four-part installment plan on a $1,000 purchase price, they'll pay $250 a month for four months, starting at the time of sale. These timelines usually have fees and deferred interest charges attached to them if a customer is late for or misses a payment, creating incentives for consumers to make their allotted payments on time and in full.  Differences Between Third-Party and Credit Card BNPL Offers The form of buy now, pay later offered by credit card companies works a little differently than third-party point-of-sale financing, such as through an app. For one thing, BNPL offers are typically only available at the time of purchase but can show up as an available option on qualifying purchases on a consumer's statement. These plans can also carry a monthly payment fee in addition to the monthly installment amount, and some also charge interest in addition, which can make them more costly to consumers than using a credit card.   For merchants, too, the differences usually come down to costs, such as the dual costs of processing both a credit card and a buy now, pay later option for a consumer versus the costs of credit card processing alone.  6 Buy Now, Pay Later Examples While there are dozens of buy now, pay later options available for merchants, there are a few that hold a larger market share or are more widely used than the rest.  Let’s take a look at five of the largest and most trusted BNPL providers from around the world.  1. PayPal PayPal might be more well-known as a secure online payment system or person-to-person cash transfer app, but it's also a BNPL lender.  Its star lending product is called Pay in 4, which gives consumers the option to split the cost of a purchase into four scheduled payments without interest. This service is only available if the purchase is between $30 and $1,500 (compare this to services like Affirm can loan up to $17,500). Its interest rate stands at 24%, putting it in about the middle of the pack for comparison-shopping consumers.  2. Klarna Established in Sweden in 2005, Klarna now boasts a customer base of over 85 million and collaborates with hundreds of thousands of retailers worldwide.  Depending on the borrowing type, Klarna may run a soft or hard credit check on potential customers. Interestingly, instead of setting strict borrowing limits, however, Klarna employs a metric known as Purchase Power. Its website describes it as "an estimated amount based on factors such as your payment history and outstanding balance with Klarna."  Those with good credit and a good payment record could be eligible for larger loans from Klarna than from other BNPL vendors. The maximum interest rate, if applicable, is 25%. 3. Affirm Affirm is one of the most popular buy now, pay later vendors, and can be found as an option to pay at big-name brands like Amazon and Target.  For shorter-term loans (such as four payments with a two-week gap in between each), consumers have no interest or fees to pay with Affirm. Longer-term loans might have interest rates from 10 to 30% APR, based on credit score, but still no fees.  4. Afterpay Afterpay originated in Australia but is now owned by Block, formerly known as Square. It's even bigger than Affirm, securing partnerships with over 100,000 retailers.  One of its most noteworthy functions is its smart credit limit tool, which establishes a personal spending ceiling for purchasers based on their credit background, which can help consumers to stay within their means and avoid buyer's remorse later on. It also sends out reminders for people to make their payments, and its virtual card service is easy to use.  Unlike Affirm, Afterpay has late fees. Consumers who make on-time payments can avoid them. Interest rates are the same as Affirm, within the 10% to 30% range. 5. Shop Pay Installments Shopify has its own BNPL system known as Shop Pay Installments, made possible by a partnership with Affirm. When business owners use Shopify for their online store, their customers can purchase items in four interest-free payments, and the seller still receives the full amount up front.  This buy now, pay later system also allows small businesses to benefit from the same advantages that bigger retailers enjoy - like a larger average order cost and fewer abandoned carts.  6. Stripe Stripe also offers BNPL for retailers selling high value products for conversion boosting and retailers selling low value products that want to increase cart size and their customer pool. Stripe supports Affirm, Afterpay/Clearpay, and Klarna with repayment options of 3 or 4 interest-free installments. How to Get Started With Buy Now, Pay Later Buy now, pay later services are becoming increasingly popular as a way to make online shopping more convenient and affordable. With these payment options, shoppers can purchase items in the moment and pay for them later in smaller installments, making it easier than ever for customers to manage their finances while maintaining their standard of living.  If you're a business that wants to jump on the BNPL bandwagon and take advantage of this growing trend, EP Payments, powered by Stripe, from Elastic Path might be just the solution you need. Just get in touch with one of our experts today to find out more about how EP payments can help you increase sales and average transaction value while also building customer goodwill and loyalty.   
  Topics: interest, payment, card, know, pay, bnpl, buy, need, later, consumers, purchase, credit.
• Everything You Need to Know About WordPress Payment Processing - Bringing in sales is important for any ecommerce store, but an aspect that’s often overlooked is how to bring the…
  Topics: wordpress, gateways, fees, payments, customer, pay, payment, need, credit, processor, know, card, processing.
• FAQs on Payment Card Industry (PCI) compliance and the 4 steps to ensure ecommerce complaisance - The process of attaining PCI compliance is intricate and can seem like an overwhelming list of demands. Nevertheless, it is ultimately what will make the difference between a cyber-threat that sinks a business or a failed cyber-attack. No matter which stage an ecommerce merchant is at in their PCI compliance journey, a reference to steer in the right direction is always a valuable asset.
  Topics: compliance, data, card, complaisance, merchants, dss, industry, usd, transactions, ecommerce, visa, payment, ensure, processing, steps, million, faqs, pci.
• For 2020, Multiple Payment Options Are Essential - Offering multiple forms of payment, especially for mobile shoppers, will be key in 2020. The payment methods your store accepts can make or break a sale. There are five main types of payments for ecommerce sites. Merchants should offer all of them.
  Topics: options, payments, credit, mobile, multiple, pay, shoppers, payment, allow, essential, card, types, purchases.
• For 2020, use pre-orders to avoid dead stock - It is time to plan for the new year. Consider offering pre-orders. It's a topic by itself — researching suitable products, marketing to potential customers, and then communicating with those prospects about their requirements.
  Topics: auction, buy, retailers, money, card, dead, avoid, preorders, customers, smaller, stock, sales.
• GGV Capital says mom-and-pop shops can boost e-commerce in emerging markets - Despite the rapid growth of e-commerce in India, Southeast Asia and other emerging markets, the vast majority of retail transactions there still happen offline in small stores that also serve as neighborhood hubs. The central role these stores play in their communities led GGV Capital to develop what the firm refers to as its mom-and-pop […]
  Topics: ggv, capital, card, boost, tung, momandpop, shops, ecommerce, world, offline, stores, emerging, vacuum, thesis, techcrunch, southeast, markets.
• Get Ready for Digital-first Credit Cards - In September 2020, Mastercard announced the expansion of its Digital First Card Program. Introduced in 2019, the program is a series of systems and procedures that enable credit card info to be downloaded directly to a mobile wallet. The expansion aims to increase awareness and improve access to existing digital card-issuing technology.
  Topics: mobile, credit, program, digitalfirst, digital, cards, expiration, plastic, wallets, process, card, ready.
• Gift Cards Are Great for the Holidays — and for Your Store - Gift cards are a proven way to grow sales, boost customer retention, & gain fans. Demand's higher than ever, don’t miss out! Here’s how to get started fast.
  Topics: offer, cards, extension, gift, holidays, products, shoppers, store, way, great, holiday, card, customers.
• Hackers stole customer credit cards in Newegg data breach - Newegg is clearing up its website after a month-long data breach. Hackers injected 15 lines of card skimming code on the online retailer’s payments page which remained for more than a month between August 14 and September 18, Yonathan Klijnsma, a threat researcher at RiskIQ, told TechCrunch. The code siphoned off credit card data from […]
  Topics: cards, newegg, stole, code, customers, card, data, breach, hackers, credit, skimming, online, customer.
• How a rogue iframe can skim shoppers payment details at online stores - Just last week, Uniqlo faced a massive data breach, where over 460,000 online accounts were breached in major e-commerce hack
  Topics: rogue, details, credit, customers, magento, stores, site, ecommerce, card, iframe, skim, payment, shoppers, online, data, sites.
• How to Accept Payments Online in 2023 - Accepting a payment online is easier than ever before. Whether you’re a retail shop with a simple website, or a startup ecommerce store interested in accepting online transactions, there’s always room to expand your business with help from online payment… Continue reading How to Accept Payments Online in 2023
  Topics: accept, customer, online, payment, credit, payments, processors, processing, processor, card.
• How to Select the Right Payment Gateway and Payment Processor for Your Ecommerce Business - With more than one in five retail dollars now spent online, identifying the right payment processor and payment gateway is a "make or break" decision.
  Topics: select, provider, customers, gateway, making, credit, business, shopping, payment, right, processor, online, card, ecommerce.
• How to Use Gift Cards as a Marketing Tool to Increase Conversion Rates - Gift cards aren’t just a product, they’re a powerful marketing tool you can use to increase your conversion rates, you just need to know how to use them.
  Topics: recipient, conversion, customer, list, marketing, tool, card, email, customers, rates, buy, cards, gift, increase.
• Instagram founder launches gift card site for quarantined restaurants - Coronavirus quarantines are hurting local businesses, but Instagram co-founder Mike Krieger wants to help them keep revenue rolling in. Krieger and his wife Kaitlyn this week launched SaveOurFaves, a directory of Bay Area restaurants selling gift certificates to offset lost income amidst “shelter in place” orders across the region. Users can search for restaurants or […]
  Topics: gift, local, help, sf, launches, site, founder, kriegers, restaurant, restaurants, mike, techcrunch, quarantined, card, instagram, businesses.
• Instagram’s fundraiser stickers could lure credit card numbers - Mark Zuckerberg recently revealed that commerce is a huge part of the 2019 road map for Facebook’s family of apps. But before people can easily buy things from Instagram etc., Facebook needs their credit card info on file. That’s a potentially lucrative side effect of Instagram’s plan to launch a Fundraiser sticker in 2019. Facebook’s own […]
  Topics: search, transactions, card, nonprofits, fundraiser, sticker, facebook, instagram, stickers, able, lure, commerce, donate, numbers, instagrams, credit.
• Irish consumers increasingly use card payments - Consumers in Ireland are rapidly increasing their usage of card payments. At the same time, paying with cash is getting less popular. The fast growth in popularity of card payments goes hand in hand with a significant increase in online shopping in the past year. This is shown by new… Continue reading
  Topics: card, irish, increase, billion, euros, payments, credit, million, debit, period, increasingly, consumers, spending.
• Is Apple Entering the Payment Acceptance Business? - In July, Apple acquired Mobeewave, a relatively unknown payments-technology startup in Montreal, Canada for, reportedly, $100 million. For nine years, Mobeewave has been developing technology to convert conventional smartphones into payment-accepting devices without requiring additional hardware components.
  Topics: payments, mobeewave, payment, acceptance, merchants, industry, business, entering, hardware, phones, card, mpos, apple.
• Kevin raises $65M as it charges ahead on account-to-account payments over point-of-sale terminals - Payments remains a very fragmented business around the world: depending on where you’re buying or selling something (and whether you are selling online or offline) you will have different “standard” payment methods, currencies and settlement schemes and more. Today, a startup called Kevin that’s taking one piece of that puzzle — payments made from account […]
  Topics: terminals, electronic, sale, tamosiunas, 65m, pay, raises, payments, kevin, card, physical, ahead, point, techcrunch, payment, accounttoaccount, charges, pointofsale.
• Kredivo raises $30M to build a digital credit card for Southeast Asia - FinAccel, a Southeast Asia-based startup that offers a digital credit card service in Indonesia, has closed a $30 million Series B round as it begins to consider overseas expansion. The company launched its ‘Kredivo’ service two years ago to help consumers pay online in Southeast Asia, where credit card penetration is typically low, and it is essentially […]
  Topics: build, consumers, million, card, digital, asia, service, 30m, raises, company, indonesia, southeast, online, ventures, credit, kredivo.
• Leaked pics reveal Google smart debit card to rival Apple’s - Would you pay with a “Google Card?” TechCrunch has obtained imagery that shows Google is developing its own physical and virtual debit cards. The Google card and associated checking account will allow users to buy things with a card, mobile phone or online. It connects to a Google app with new features that let users […]
  Topics: leaked, pics, smart, card, googles, google, financial, data, techcrunch, apple, debit, checking, pay, account, reveal, rival, apples.
• Macy’s said hackers stole customer credit cards — again - For the second time in as many years, Macy’s customers have been hit by a data breach involving countless numbers of credit cards. In a filing with the California attorney general, the retail giant said hackers siphoned off customers’ names, addresses, and phone numbers, but also credit card numbers, card verification codes, and expiration dates […]
  Topics: credit, breach, card, customer, hackers, data, numbers, website, techcrunch, cards, macys, customers, websites, stole.
• MaxRewards banks $3M to reveal best payment methods that reap the most rewards - MaxRewards is a digital wallet app that manages credit cards and automatically activates benefits like rewards, cashback offers and monthly credits.
  Topics: methods, techcrunch, app, khan, watson, reap, maxrewards, cards, banks, card, credit, reveal, user, company, payment, rewards, 3m, best.
• Mobile Is Hot, But Conversion Is Not - Insights from a Magento Community Initiative
  Topics: conversion, merchants, experiments, shopping, optimization, initiative, card, checkout, experiment, hot, mobile, paypal.
• Monese vs Revolut: How Do They Differ? - Monese and Revolut are both digital banking services offering a variety of benefits designed for business and personal banking. With their instant currency exchange and payment protection, they also make travel a breeze. Not to mention, it's easy to transfer… Continue reading Monese vs Revolut: How Do They Differ?
  Topics: monese, fee, revolut, account, holders, month, card, differ, vs, accounts, free, fees.
• News Cart for October 23rd - Welcome back to the e-commerce newsroom! Stories we’ve been tracking since the last ECF News Cart include: UPS has teamed up with Stamps.com. Walmart continues its push to gain e-commerce market share. And Amazon sued to shut down a couple of alleged get-rich-quick schemers. You’ll also hear how Volusion got hacked, Snapchat debuted Dynamic Ads, [...]
  Topics: weeks, card, share, 23rd, ads, walmart, cart, email, ecommerce, ecf, credit, venmo.
• Online payment trends across Europe - When it comes to paying for online purchases, many shoppers use their credit cards, PayPal or bank transfers. But which payment methods are most popular? And what’s the difference in payment preferences among different countries across Europe? Aravato took a closer look at payment systems in online shops. It studied… Continue reading
  Topics: trends, methods, europe, card, russia, shops, credit, payment, popular, turkey, method, online.
• Optimizing Your Card Spend to Unlock Luxury Travel - Allen Walton is the CEO and Founder of SpyGuy, an e-commerce store devoted to all sorts of surveillance and counter-surveillance equipment. More recently, he launched FlyGuy, a travel agency and membership that helps business owners unlock the secret of getting tons of travel paid for using credit card rewards. Listen in as Allen shares his […]
  Topics: spend, card, travel, credit, points, rewards, using, unlock, cards, optimizing, allen, best, walton, luxury.
• Payment Depot Reviews: Monthly Memberships for Payments - It's a good idea to look at Payment Depot reviews like this one, because it truly is one of the most transparent payment processors. If you like membership pricing, Payment Depot provides a system where you pay a monthly membership… Continue reading Payment Depot Reviews: Monthly Memberships for Payments
  Topics: memberships, depot, monthly, card, transaction, membership, support, payment, fees, payments, fee, reviews, sales, month.
• Payment card startup Marqeta confirms $260M round at close to $2B valuation - Startups that are disrupting and unlocking the lucrative world of financial services continue to unlock big funding rounds for themselves. Today, Marqeta — which helps third parties like Square, Affirm, DoorDash, Kabbage and Instacart build and offer card services to their customers — announced that it has raised a Series E of $260 million led […]
  Topics: payment, marqeta, services, cards, opportunity, startup, confirms, company, gardner, close, growth, card, round, 2b, valuation, growing, techcrunch, transactions.
• Payments Europe wants to present European payments industry - Payments Europe is a new association, formed by European and global card-based payment solution providers. The new organization wants to present the industry’s common views and advocate for a fair regulatory environment in Europe. Payments Europe is currently formed by 13 card issuers, card acquirers, card schemes and other stakeholders… Continue reading
  Topics: europe, association, present, european, cardbased, wants, card, payment, payments, industry.
• Payments giant Stripe debuts a credit card in its latest step into the financing fray - Last week, when the popular payments startup Stripe made some waves with its first move into money lending through the launch of Stripe Capital, we reported that the company was also soon going to be launching a credit card. Now, that news is official. Today, the company is doubling down on financing with the launch […]
  Topics: business, fray, stripe, techcrunch, latest, data, step, products, credit, product, payments, giant, financing, debuts, card, capital, cards.
• Post Card Marketing for eCommerce - Today Drew Sanocki of NerdMarketing.com is back on the show, this time to discuss a company he has recently become the owner of called PostPilot. Designed to help eCommerce businesses sell more products through post card marketing, PostPilot helps users create automated post card campaigns to build up loyalty and sales. Listen in as Drew [...]
  Topics: leverage, gearing, drew, cards, marketing, post, card, black, sanocki, postpilot, youderian, ecommerce.
• Preferred payment methods in Europe 2021 - Online retailers in Europe need to offer all kinds of payment methods if they want to reach as many customers as possible. Every country has its own preferences. Let’s have a look at the preferred payment methods in Europe in 2021. There are so many online payment methods in Europe.… Continue reading
  Topics: wallets, method, payment, methods, card, bank, visa, preferred, europe, cards, digital, online.
• Primer on Merchant Accounts, Part 1: Roles and Functions - The payments industry is difficult to understand, even for practitioners. My 3-part series on credit card processing hopefully demystified the jargon, pricing models, and fees. This post will explain merchant accounts.
  Topics: dedicated, facilitators, account, payment, card, merchant, acquirers, primer, acquirer, functions, merchants, roles, accounts.
• Primer on Merchant Accounts, Part 2: Providers, ISOs, How to Choose - The digital payments industry is notoriously confusing. This post is the final installment of a 2-part series on merchant accounts, which are required for all businesses that accept credit cards. "Part 1" described the purpose of such accounts.
  Topics: acquirer, card, fees, payment, account, acquiring, acquirers, brands, isos, accounts, choose, providers, primer, merchant.
• Pros, Cons of Credit Card Surcharges - Credit card processing is expensive. "Surcharging" allows merchants to recoup some of the cost by passing a fee to customers at the point of sale. In this post, I’ll explain surcharging. I’ll address the rules and the pros and cons for merchants wishing to apply surcharges as a way of recovering processing fees.
  Topics: surcharges, transaction, customers, cons, surcharging, surcharge, credit, card, pros, merchants, processing, fee.
• Robinhood revives checking with new debit card & 2% interest - This time it actually has insurance. Zero-fee stock-trading app Robinhood is launching Cash Management, a new feature that earns users 2.05% APY interest on uninvested money in their account with the ability to spend it through a special Mastercard debit card. The waitlist opens today in the U.S. with the first users to be admitted […]
  Topics: techcrunch, balance, revives, robinhood, apy, minimum, management, interest, checking, users, cash, debit, card.
• Shopify Card Readers: Options to Pick and How to Get One - In this article, we’ll explore all the Shopify card readers available. We’ll also dive into how to get a card reader from Shopify.  For retail stores, there are two highly functional and reliable Shopify card readers to consider. You could… Continue reading Shopify Card Readers: Options to Pick and How to Get One
  Topics: reader, case, options, shopify, tap, readers, customers, chip, card, device, dock, pos, pick.
• Shopify announces a new merchant debit card and support for payment installment plans - Shopify is announcing several new products and features today at Reunite, a virtual conference for the one million merchants using the company’s e-commerce platform. The additions include Shopify Balance, which Chief Product Officer Craig Miller described as an attempt to rethink the bank account in a way that’s better suited to a business’ needs. “The […]
  Topics: card, announces, merchants, plans, later, facebook, products, support, payment, account, miller, option, pay, debit, installment, shopify, include, techcrunch, merchant.
• Shopify's Tap & Chip Card Reader Is Now Available in Canada—Accept Safe and Convenient Contactless Payments - As retail stores start to re-open around the country and business owners prepare for the future of retail, we’re bringing contactless payments hardware to Canadian with the Shopify Tap & Chip Card Reader. Coupled with the Shopify Retail Kit and Shopify Tap & Chip Case, Canadian retailers can provide mobile checkout experiences and serve their customers anywhere, whether in-store or curbside. More
  Topics: canadaaccept, tap, checkout, pos, retail, convenient, card, reader, shopifys, safe, contactless, chip, shopify, payments, pay.
• Stablecoin, CBDCs Could Improve Ecommerce - Digital currencies have the potential to expand ecommerce, lower transaction fees, eliminate chargebacks, and prevent fraud. So far, however, volatility and its fear have stopped most merchants and brands from accepting cryptocurrencies. But this could be changing.
  Topics: improve, digital, card, fees, merchants, bank, payment, cbdcs, ecommerce, currencies, transactions, stablecoin, stablecoins.
• Stripe acquires Bouncer, will integrate its card authentication into the Radar fraud detection tool - On the heels of a $600 million fundraise earlier this year, payments giant Stripe has been on an acquisition march to continue building out its business. In the latest development, the company has acquired Bouncer, a startup based in Oakland that has built a platform to automatically run card authentications and detect fraud in card-based […]
  Topics: authentication, radar, tool, transaction, fraud, tools, bouncer, technology, verification, stripe, techcrunch, transactions, card, integrate, detection.
• Stripe adds card issuing, localized card networks and expanded approvals tool - At a time when more transactions than ever are happening online, payments behemoth Stripe is announcing three new features to continue expanding its reach. The company today announced that it will now offer card issuing services directly to businesses to let them in turn make credit cards for customers tailored to specific purposes. Alongside that, it’s going […]
  Topics: business, localized, transactions, example, businesses, issuing, expanded, cards, stripes, techcrunch, card, stripe, services, adds, approvals, networks, tool.
• The 7 Types of Ecommerce Fraud Schemes You Should Know About - Who knew there were so many ways for people to cheat and steal?
  Topics: goods, stolen, type, card, data, chargeback, online, schemes, know, ecommerce, fraud, address, credit, types.
• The State of Cannabis Payments in U.S. - How does the cannabis industry flourish when it is banned by federal law, shunned by the credit card networks, and rejected by most banks? How do cannabis retailers accept payments when credit cards and merchant accounts are unavailable? I'll examine those questions and more in this post.
  Topics: state, merchants, retailers, merchant, credit, cannabis, payment, card, payments, cash, providers.
• The Ultimate Guide to AirPOS Point of Sale System (ePOS) – Complete Review - If I want to see my retail business flourish, I must be shrewd on how I handle mobile transactions. As a merchant, this is the question which ultimately comes up. Is my enterprise fully fledged to require a diverse system… Continue reading The Ultimate Guide to AirPOS Point of Sale System (ePOS) – Complete Review
  Topics: ultimate, payments, airpos, guide, business, point, lets, need, sale, card, complete, vat, app, lease, system, epos, hardware, review.
• Tips for using your credit card during the Hot Sale - Paying by credit card at the Hot Sale can be advantageous due to the additional discounts that brands can provide.
  Topics: safe, using, card, tips, promotions, credit, sale, purchases, buy, payment, hot, online, pandemic.
• UK’s Zilch raises $80M at a $500M+ valuation for its direct-to-consumer buy now, pay later service - The buy now, pay later model, popularized by companies like Klarn and Affirm has been one of the big e-commerce winners in the last year, giving consumers who might be stretched financially another option to pay for things when they buy them online. While that has prompted the UK financial authority to re-examine how it […]
  Topics: techcrunch, pay, later, uks, card, buy, financial, bnpl, zilch, raises, belamant, directtoconsumer, uk, retailers, valuation, service, payment.
• Understanding and Troubleshooting Failed Orders - Why do orders fail in WooCommerce? Is there a site problem? Can it be fixed? Learn why orders fail, how to solve common issues, & how to prevent future errors.
  Topics: gateway, card, woocommerce, understand, order, failed, solved, payment, steps, fix, message, customers, status, error.
• Venmo prototypes a debit card for teenagers - Allowance is going digital. Venmo has been spotted prototyping a new feature that would allow adult users to create for their teenage children a debit card connected to their account. That could potentially let parents set spending notifications and limits while giving kids more flexibility in urgent situations than a few dollars stuffed in a […]
  Topics: card, prototypes, debit, startups, banking, venmos, techcrunch, teenagers, teen, thats, venmo, users, launch.
• Wallester Business Review (2023): Is This Payment Solution for Your Business? - Expense management for your business can be complicated and expensive if you're forced to issue cards from traditional banks.  For example, the exchange rate might not be in your favor, and each card might come with account costs that can… Continue reading Wallester Business Review (2023): Is This Payment Solution for Your Business?
  Topics: payment, plan, wallester, card, expense, solution, cards, virtual, spending, account, review, free, business.
• Walmart launches two new credit cards offering 5% back on digital purchases - Walmart is partnering with Capital One to launch a new credit card program, which rolls out on September 24, and includes both co-branded and private-label cards. The former, the Capital One Walmart Mastercard, includes 5% back on purchases made on Walmart.com or paid for in-store using Walmart Pay (the latter for the first 12 months). […]
  Topics: cards, launches, digital, techcrunch, card, capital, purchases, walmartcom, offering, rewards, mastercard, credit, pay, walmart.
• What does Brazil’s new receivables regulation mean for fintechs? - This the story of one regulator, the Brazilian Central Bank, and how it has taken center stage in creating a framework that will have far-reaching effects on merchants and fintechs in Brazil.
  Topics: does, maria, fintechs, merchants, acquirer, incorporated, regulation, receivables, mean, card, owed, merchant, clothing, pay, discount, brazils, techcrunch.
• What's an Instagram Handle? (+4 Ideas to Help Create Your Own) - Did you know Instagram has over 1 billion active users? With so many on the platform, it can be challenging to find one particular person or business. Enter the Instagram handle.
  Topics: username, create, business, example, profile, prospects, help, ideas, whats, handle, card, change, instagram, brand.
• Wix POS Review (Nov 2021): Your Complete Guide - In this Wix POS review, we’re going to walk you through all the benefits of using Wix for your point-of-sale technology. While most people have already heard of Wix as an ecommerce store-building tool, the company is still quite new… Continue reading Wix POS Review (Nov 2021): Your Complete Guide
  Topics: customers, nov, theres, complete, guide, solution, payments, reader, wix, need, store, review, pos, card.
• Worldpay Review- Complete Digital Payment Ecosystem? - This Worldpay review evaluates the entire Worldpay payment ecosystem- it discusses its features, functionalities, pricing and possible drawbacks. Not so long ago, cards were at the center of digital payments. We mentioned Visa and MasterCard every time we discussed paperless… Continue reading Worldpay Review- Complete Digital Payment Ecosystem?
  Topics: worldpay, card, fee, digital, ecosystem, credit, complete, processing, review, quite, payment, worldpays, business, monthly.
• eBay will now authenticate trading cards worth $750 or more - Online marketplace eBay is once again expanding its authentication service, this time to include support for authenticating valuable trading cards. The service will now be able to authenticate cards worth at least $750 from collectible card games, as well as sports and other non-sports cards, the company said. By the middle of this year, this […]
  Topics: card, luxury, worth, marketplace, trading, authentication, techcrunch, sneaker, categories, authenticate, company, ebay, cards.