Top 2023 resources on credit

Best credit resource in 2023.
Learn more about credit to improve your e-commerce strategy.

• 10 Best Sites to Sell Your Products Online - Before the advent of the internet and ecommerce, yard sales and newspapers were the only places where you could sell your stuff without owning a storefront. Now, with all of the different selling websites and apps available, anybody can make extra cash selling just about anything, without having to leave […]
  Topics: item, products, sell, credit, youre, selling, best, online, items, site, sites, fee, fees.
• 14 Essential Features for Taking Payments on Your Website - There are a lot of things I used to buy in person that I now buy online. I wouldn't call myself lazy, but it's just so much easier to carry a box of paper towels from my doorstep into my apartment than it is to carry it down the street from my local grocery store. And I'm not alone. Whether it's because of the larger selection, better pricing, convenience, or something else, a lot more people are buying stuff online nowadays instead of in person.
  Topics: credit, payment, information, features, shoppers, online, customers, essential, transaction, checkout, payments, taking, website, account, gateway.
• 15 Creative Examples of Branded Pop-Up Shops - Marketers spend a lot of time trying to nail down abstract concepts. They're tasked with turning brainstorming sessions and comments sourced during focus groups into campaigns that sum up everything about a brand's identity in a neat, tidy, and most importantly, interesting way.
  Topics: credit, experience, temporary, brand, agency, space, branded, shops, creative, shop, food, popup, examples.
• 15 Mobile Payment Systems for Merchants - Mobile payment systems provide flexibility to consumers and merchants while unifying online and offline operations. Here is a list of mobile payment services for merchants. There are point-of-sale systems, digital wallets, mobile hardware, software for mobile and web applications, and more.
  Topics: credit, payment, payments, accept, price, online, pay, cards, systems, mobile, card, merchants.
• 4 Payment Methods to Integrate for the Holidays - Convenience and security increasingly impact online selling. That's especially the case for the upcoming holiday season, as consumers will likely seek flexible, seamless payment options. Here are four payment methods to consider for this year's holiday selling.
  Topics: paypal, consumers, merchants, apple, money, integrate, venmo, payment, pay, methods, credit, amazon, holidays.
• 4 Safeguards to Prevent Credit Card Fraud - Ecommerce merchants continue to rely on credit card payments for orders. Credit cards are convenient and fast, but they also come with risk. Merchants in the United States lose approximately $190 billion a year to credit card fraud. In this post, I will explain how to minimize credit card fraud.
  Topics: order, shopper, credit, fraud, transaction, address, shoppers, safeguards, using, shipping, prevent, card.
• 5 Strategies for Selling Your Products at Fairs, Trade Shows, & Festivals - In a world where retail eCommerce sales surpassed $2.3 billion this year, touting your products at fairs, trade shows, and festivals might seem like an outdated tactic to grow your business.
  Topics: attendees, selling, visitors, strategies, festivals, product, marketing, booth, shows, credit, products, trade, card, fairs.
• 5 reforms necessary to create a truly cashless society - Innovation is necessary in the digital wallet space to pioneer the movement to change the outdated fee models for the simple act of money exchange.
  Topics: cashless, paying, truly, wallet, money, digital, cost, transactions, necessary, credit, techcrunch, create, cash, fees, society, reforms.
• 5 steps to prevent ecommerce fraud - This article highlights five steps to preventing and reducing malicious behavior on your site that can lead to ecommerce fraud.
  Topics: steps, tools, card, activities, address, verification, fraud, online, prevent, fraudulent, ecommerce, credit.
• 6 digital payment trends to keep an eye on - With advancements in technology and the increasing adoption of cashless solutions, businesses need to pay attention to payment trends. Here are six digital payment trends to keep an eye on. By anticipating, analyzing and modeling how these trends work is the only way to succeed.
  Topics: card, mobile, digital, commerce, eye, trends, payment, credit, trend, payments, pay.
• 7 Best Marketing Attribution Software for 2021 - Determining which parts of your marketing efforts drive conversions and sales can be one of the messiest areas of marketing. But it's also one of the most important — assuming you want to increase ROI, revenue, brand awareness, conversions, campaign success, and more.
  Topics: touchpoints, software, credit, marketing, channels, tool, best, data, attribution, reporting, model, customer.
• 8 Reasons to Avoid Cryptocurrencies for Ecommerce - Cryptocurrencies are hot news. Merchants may be wondering if cryptocurrencies are ready for mainstream ecommerce. The answer is no. Here’s why.
  Topics: consumers, ecommerce, credit, cards, currencies, payment, crypto, merchants, reasons, cryptocurrency, avoid, cryptocurrencies, value.
• A Beginner's Guide to POS Systems (& the Best Ones for 2019) - When I studied abroad in Scotland last year, murmurs about the best restaurant in town echoed throughout my dorm complex all semester long. The joint was called Noodles & Dumplings, and despite its bland name, its cuisine was rumored to be packed full of flavor.
  Topics: pos, cards, stores, cash, system, best, point, customers, guide, credit, systems, beginners, sale, inventory, ones.
• A DTC Finance Journey: Bootstrapping, Dragons Den, and Hitting Credit Limits - From the initial investment of $900 to scaling beyond 8-figures, Bushbalm was bootstrapped during the whole journey. Cofounder David Gaylord and his team have worked through all the financial hurdles of hitting credit card limits, pitching on national TV, and searching for investors. In this episode of the Bushbalm Miniseries, David gets into every nitty-gritty detail to share how they make their numbers make sense.More
  Topics: dtc, money, point, finance, things, den, really, going, dragons, limits, business, youre, actually, think, bootstrapping, credit, journey, hitting.
• A Guide to Payment Tokens for Ecommerce - Innovation in electronic payments has always balanced risk and convenience. Generally, a payment method that's convenient for consumers is risky for merchants. The use of "tokens" can reduce that risk by protecting credit card details.
  Topics: guide, tokens, merchants, payments, merchant, payment, service, ecommerce, card, transactions, token, credit.
• Affirm’s CTO talks transparency and the tech that makes BNPL possible - TechCrunch sat down with Libor Michalek, president of technology at Affirm, to understand just how the company differentiates itself from its plethora of competitors.
  Topics: possible, affirms, makes, talks, customer, techcrunch, transparency, bnpl, card, credit, pay, interest, technology, cto, affirm, tech, really, purchase.
• All You Need To Know About Recharge Payments - Are you looking for a reliable recurring billing app for your Shopify Store? If so, Recharge Payments could be the solution for you. This review takes an in-depth look at its features, hits and misses to help you determine if… Continue reading All You Need To Know About Recharge Payments
  Topics: order, recharge, products, payments, card, credit, need, customers, subscription, customer, product, know.
• Alternative Funding Sources for the Covid-19 Crisis - The Paycheck Protection Program has mostly not reached the intended beneficiaries. There is not enough money, and loans to date have often gone to large businesses. What follows are some options for small businesses.
  Topics: credit, support, small, business, businesses, grant, sources, crisis, alternative, funding, loans, covid19, gofundme, revenue, grants.
• Amazon rows back on threat to stop accepting UK-issued Visa cards - Amazon appears to have rowed back from a public threat to end support for Visa payments in the UK in a dispute over payment fees. The ecommerce giant sent an email to users of Amazon.co.uk today informing them that the “expected change” — which was due to take place on January 19 — will not […]
  Topics: stop, cards, rows, credit, threat, techcrunch, visa, email, amazoncouk, uk, accepting, continue, amazon, fees, users, ukissued.
• Amazon’s new rewards card targets those with bad credit - Amazon this morning announced the launch of Amazon Credit Builder, a new secured credit card offered in partnership with Synchrony Bank. As the name implies, the card is aimed at those who are looking to build their credit history — either to recover from bad credit or to establish new credit. Like other credit products […]
  Topics: pay, way, builder, credit, techcrunch, rewards, targets, amazons, purchases, amazon, online, bad, customers, secured, card.
• Ampla raises $40M Series A for its business of providing credit to commerce brands - Ampla Technologies, a startup that provides financing to small-to-medium sized consumer-facing businesses, announced today it has raised $40 million in a Series A round of funding co-led by VMG Partners and Forerunner Ventures. Existing backer Core Innovation Capital also put money in the round. Shortly before and separately from the equity investment, Ampla has also […]
  Topics: million, financing, techcrunch, products, ampla, ecommerce, businesses, working, raises, commerce, brands, series, capital, providing, credit, 40m, business.
• Aplazo takes in $27M to increase adoption of BNPL in Mexico - Since its seed round, Aplazo grew its total processing volume more than eight times and in less than a year has partnered with over 1,000 merchants.
  Topics: offline, adoption, pay, later, buy, round, mexico, company, companies, aplazo, bnpl, peña, credit, techcrunch, increase, 27m, takes.
• BNPL in 2022: 4 fintech investors discuss regulation, trends and how to stand out - To get a better picture of where the BNPL market is at right now, we spoke with four active investors about their expectations for the space, upcoming regulation, scalability, default risk and more.
  Topics: credit, regulation, stand, fintech, discuss, products, financial, believe, investors, opportunities, bnpl, companies, techcrunch, financing, consumer, trends, market.
• Bank Hacking for Store Owners - If you love geeking out on the finance side as much as we do, this is an episode you definitely don’t want to miss! I’m going down the rabbit hole of banking, lending, and financing with Bill D’Alessandro, founder and CEO at Elements Brands and frequent co-host of this podcast. Consider this episode a master […]
  Topics: work, banking, banks, lending, store, big, pros, youre, owners, bank, consider, cons, hacking, credit.
• Bazaar raises $70 million from Tiger Global and Dragoneer to digitize Pakistan’s retail - Dragoneer Investment Group and Tiger Global are backing Bazaar, a startup that is attempting to digitize Pakistan’s retail with e-commerce, fintech and last-mile supply chain solutions, they said today, joining a growing list of high-profile investors making large bets in the South Asian market. The two investors are leading Bazaar’s $70 million Series B funding. […]
  Topics: product, retail, khata, merchants, raises, pakistans, global, bazaar, techcrunch, credit, easy, digitize, startups, cities, dragoneer, tiger, startup, pakistan, million.
• CBD Banking and Financing Your CBD Venture: Where are the CBD-Friendly Banks? - Hemp-derived CBD products: you can’t avoid them anymore. From the CBD edibles at your local pharmacy to the hemp moisturizing…
  Topics: payment, industry, business, companies, financing, banks, products, venture, cbdfriendly, legal, financial, cbd, hemp, credit, banking.
• Checkout is the key to frictionless B2B e-commerce - Checkout is a platform play, not a payments play, and now is the time to build the category in B2B. Business buyer behavior is changing, and the stars are aligning on the fintech infrastructure front.
  Topics: frictionless, checkout, transactions, ecommerce, transaction, techcrunch, form, key, payments, quickly, purchases, b2b, credit.
• Citi partners with Lazada to launch co-branded credit card - The financial services giant Citi has partnered with Lazada Group to launch the new Lazada Citi credit card in Southeast Asia.
  Topics: card, launch, rewards, purchases, region, lifestyle, partners, pacific, credit, customers, cobranded, reach, lazada, citi.
• Covid-19, NFC, and the Future of Contactless Payments - Once touted as the future, contactless payments never achieved mass popularity. Shoppers preferred the familiar swipe, dip, PIN-entry, and signature. The Covid-19 pandemic will likely change that as consumers are now more conscious of what they touch.
  Topics: device, contactless, credit, nfc, future, card, covid19, devices, payment, field, details, payments.
• Credit Card Processing FAQs, Part 1: Learning the Jargon - Credit card processing fees are a longstanding pain for merchants. This post is the first in a series in which I'll answer common payment questions. The first challenge is understanding the industry jargon.
  Topics: processing, merchant, jargon, card, processor, fees, interchange, markup, transactions, learning, transaction, faqs, credit, fee.
• Credit Card Processing FAQs, Part 2: Pricing Models - Ecommerce merchants depend on credit card payments. But the processing fees associated with those payments are notoriously confusing. This post is the second in a series in which I’ll answer frequent payment-processing questions. The first installment, "Part 1: Learning the Jargon," contained an extensive glossary of common industry terms.
  Topics: models, card, merchants, interchange, faqs, transactions, flatrate, processor, fees, processing, tiers, processors, markup, pricing, credit.
• Credit Card Processing, Part 3: Reducing the Cost - Credit cards are the principal method of payment for ecommerce customers. But for merchants, the backend infrastructure of processing and collecting the funds is bewildering. This is the third and final post in a series in which I’ll answer frequent payment-processing questions.
  Topics: processor, reducing, plus, card, fee, pricing, credit, cost, processing, fees, cards, markup, interchange.
• Credit card and payments companies compete for a slice of the growing BNPL market - A year ago, the biggest players in the BNPL space were companies founded solely to offer consumers the ability to pay in installments at the point of sale. But the landscape looks very different now.
  Topics: techcrunch, klarna, compete, card, visa, opportunity, companies, space, credit, growing, market, offer, bnpl, payments, slice, pay.
• Digital Payments in China Are Cheap and Convenient - In "China Is Dominating Ecommerce," contributor Marcia Kaplan addressed that country's innovation in online shopping. Digital payments in China are equally innovative. I'll address what that could mean for North American merchants in this post.
  Topics: credit, fees, consumers, payment, merchants, china, cheap, card, north, pay, payments, convenient, digital.
• Do Contactless Payments Impact Vulnerable Consumers? - Many brick-and-mortar merchants have implemented tap-to-pay systems during the pandemic. Customers and employees, fearing the spread of the coronavirus, are wary of handling cash and coins. But refusing cash payments has societal implications as it assumes all consumers have access to a smartphone or credit card.
  Topics: consumers, impact, cash, merchants, contactless, payments, customers, vulnerable, businesses, accept, credit, refusing, bills, access.
• Does Buy Now, Pay Later Threaten Credit Card Issuers? - Capital One recently announced that it will ban the use of its credit cards to fund buy-now-pay-later transactions. According to a Capital One spokesperson, BNPL transactions “can be risky for customers and the banks that serve them.” In this article, I will examine Capital One’s claim.
  Topics: card, buy, capital, issuers, merchant, pay, threaten, provider, credit, later, interest, consumers, does, cards, bnpl, fees.
• Ecommerce & the subscription economy - The subscription model isn’t new, but companies now have powerful tools that can help them respond to customer needs in a much more dynamic and accurate way. It comes down to the right data, the right tools and the right ecommerce platform.
  Topics: economy, ecommerce, credit, subscriptions, customers, customer, subscription, companies, experience, model, transactions, store.
• Ecommerce Fraud Protection for Online Merchants: The Ultimate Guide - The news for online merchants is good and bad. The good news is that ecommerce sales are expected to grow…
  Topics: fraud, strategies, transactions, online, credit, address, fraudsters, merchants, card, store, ecommerce, prevention.
• Ecommerce Fraud: Securing the Entire Customer Journey - Ecommerce is a rapidly growing industry with many exciting innovations happening all the time. Customer expectations have never been higher…
  Topics: merchants, customer, common, touchpoints, card, fraud, account, identity, fraudster, fraudsters, loyalty, credit, ecommerce.
• Ecommerce Product Releases: June 14, 2020 - Here is a list of product releases and updates for mid-June from companies that offer services to online merchants. There are updates on visual search, lending, loyalty programs, payments, fraud protection, and gaming.
  Topics: announced, shopify, slack, sellers, releases, program, product, ecommerce, consumer, credit, tax, amazon.
• Ecommerce in Belgium: €10.67 billion in 2018 - Ecommerce in Belgium was worth 10.67 billion euros in 2018. That’s an increase of almost 6 percent compared to the situation one year before. Belgian consumers have not only spent more money online, they also shopped more often: last year, the average Belgian shopper bought something online over 11 times.… Continue reading
  Topics: billion, using, card, credit, situation, retail, spent, online, ecommerce, bancontact, belgium, belgian.
• Etsy error resulted in large amounts being withdrawn from some sellers’ bank accounts and credit cards - An Etsy bill payment error resulted in large amounts of money being withdrawn from several sellers’ bank accounts and credit cards on Friday morning. While the company says the issue has been resolved and was not the result of fraud, the headache isn’t over for affected sellers because Monday is a federal holiday in the United […]
  Topics: error, large, bank, amounts, payment, small, charged, etsy, withdrawn, issue, cards, affected, sellers, resulted, incorrectly, credit.
• Everything You Need to Know About WordPress Payment Processing - Bringing in sales is important for any ecommerce store, but an aspect that’s often overlooked is how to bring the…
  Topics: wordpress, gateways, fees, payments, customer, pay, payment, need, credit, processor, know, card, processing.
• February 2019 Top 10: Our Most Popular Posts - Since 2005, our mission at Practical Ecommerce has been to publish independent content — articles, seminars, podcasts — that helps online merchants. What follows are the most popular articles that we published in February 2019 ...
  Topics: sales, read, search, business, magento, popular, content, credit, merchants, ecommerce, marketing, posts.
• Fintech startup SellersFunding raises $166.5M in equity, credit round to support e-commerce sellers - SellersFunding created a lending and financial services platform to streamline global commerce for thousands of marketplaces, including working capital, cross-border cash management and taxes.
  Topics: company, pero, sales, credit, payments, sellers, marketplaces, techcrunch, equity, ecommerce, startup, fintech, small, round, fees, million, support, raises, sellersfunding.
• Five Considerations for International Expansion - The world is waiting! Enjoy successful expansion with careful planning. From language to payments, learn the 5 key areas to master for a smooth transition.
  Topics: credit, local, expansion, ecommerce, customers, country, countries, payments, considerations, language, international, cards, world.
• Flexible B2B Ecommerce Payments Are Easier than Ever. What Are You Waiting For? - Can we be frank for a minute?  Too many B2B firms are falling behind the payment technology curve, putting their…
  Topics: buyer, ecommerce, buyers, easier, sellers, payment, flexible, payments, b2b, credit, waiting, trade, seller.
• For 2020, Multiple Payment Options Are Essential - Offering multiple forms of payment, especially for mobile shoppers, will be key in 2020. The payment methods your store accepts can make or break a sale. There are five main types of payments for ecommerce sites. Merchants should offer all of them.
  Topics: options, payments, credit, mobile, multiple, pay, shoppers, payment, allow, essential, card, types, purchases.
• Get Ready for Digital-first Credit Cards - In September 2020, Mastercard announced the expansion of its Digital First Card Program. Introduced in 2019, the program is a series of systems and procedures that enable credit card info to be downloaded directly to a mobile wallet. The expansion aims to increase awareness and improve access to existing digital card-issuing technology.
  Topics: mobile, credit, program, digitalfirst, digital, cards, expiration, plastic, wallets, process, card, ready.
• Ghost Financial whips up new capital into finance tools for ghost kitchens - After operating his own ghost kitchen, Keto Kitchen, in Austin for the past year, serial entrepreneur John Meyer saw that fintech resources for the industry were lacking. When Keto Kitchen had good sales in the first quarter, Meyer went to the bank to ask for expansion financing and recalled the banker asking him what a […]
  Topics: restaurants, industry, finance, tools, capital, ghost, kitchens, ventures, techcrunch, million, whips, financial, credit, restaurant, kitchen, meyer.
• Grab launches ‘Buy Now, Pay Later’ - Grab has expanded its fintech offer with “Buy Now Pay Later” facility and an online store check-out plugin.
  Topics: pay, facility, venture, platform, online, customers, launches, services, credit, grab, buy, consumers, later.
• How Conversion Data Improves Google Ads Automation - For years Google Ads has migrated to automated, machine-learning ad management. But the performance of those automated campaigns is only as good as the conversion data. We explain.
  Topics: conversion, clicks, data, ad, improves, credit, enhanced, value, automation, ads, google, conversions, click.
• How Ecommerce Businesses Can Overcome Funding Barriers - With the increased demand for online shopping, ecommerce businesses are struggling to get cash to keep up with demand.
  Topics: ecommerce, credit, barriers, business, need, lenders, online, funding, businesses, overcome, traditional, loan.
• How a Tiny Finance Startup Dethroned Fortune 500 Giants in Google Search - In 2009, most people would have called Tim Chen, the founder of Nerdwallet, crazy for even trying to take on the titans of the credit card industry. As the only employee at his company, that also had no funding, how could he possibly manage to garner the attention of consumers when his competition consisted of companies with billions of dollars at their disposal?
  Topics: startup, large, tiny, search, dethroned, fortune, strategy, nerdwallet, organic, tim, creating, google, finance, quality, content, credit, giants.
• How a rogue iframe can skim shoppers payment details at online stores - Just last week, Uniqlo faced a massive data breach, where over 460,000 online accounts were breached in major e-commerce hack
  Topics: rogue, details, credit, customers, magento, stores, site, ecommerce, card, iframe, skim, payment, shoppers, online, data, sites.
• How to Accept Payments Online for Free [7 Top Payment Providers] - If your ecommerce business isn't offering your customers multiple ways to make payments online, you're leaving money on the table. While there's no way to escape some transaction fees and currency fees, there are ways to reduce payment processing costs and receive payments online for free.
  Topics: providers, processing, payment, accept, free, online, mobile, customers, website, payments, pay, credit.
• How to Accept Payments Online in 2023 - Accepting a payment online is easier than ever before. Whether you’re a retail shop with a simple website, or a startup ecommerce store interested in accepting online transactions, there’s always room to expand your business with help from online payment… Continue reading How to Accept Payments Online in 2023
  Topics: accept, customer, online, payment, credit, payments, processors, processing, processor, card.
• How to Record Your Screen on a Mac and Windows 10 - As a marketer, you need to record your computer screen more often than you’d think. Whether you’re teaching a new hire how to use a tool, explaining a complex project when an email just won’t do, or recording a personalized product demo, you need to know how to record your computer screen.
  Topics: mac, computer, windows, recording, record, click, choose, video, recordings, screen, credit.
• How to Select the Right Payment Gateway and Payment Processor for Your Ecommerce Business - With more than one in five retail dollars now spent online, identifying the right payment processor and payment gateway is a "make or break" decision.
  Topics: select, provider, customers, gateway, making, credit, business, shopping, payment, right, processor, online, card, ecommerce.
• How to Supercharge Your Ecommerce Conversions with Buy Now, Pay Later - Does this sound familiar? You’ve got tons of traffic, conversion-optimized product pages, and a sleek and seamless checkout process. And…
  Topics: conversions, conversion, supercharge, shoppers, customers, purchase, ecommerce, cards, pay, payments, buy, payment, credit, later, bnpl.
• In Amazon scuffle, Visa’s loss could be Affirm’s gain - Let's look at why BNPL is becoming a more attractive payment option for big e-commerce companies like Amazon and Walmart, as well as merchant marketplaces like Square and Shopify.
  Topics: affirms, payment, gain, transaction, customers, credit, loss, fees, scuffle, transactions, visa, visas, techcrunch, bnpl, amazon, cards.
• Inside Affirm’s IPO filing: A look at its economics, profits and revenue concentration - Last night Affirm filed to go public, herding yet another unicorn into the end-of-year IPO corral. The consumer installment lending service joins DoorDash and Airbnb in filing recently, as a number of highly valued, venture-backed private companies look to float while the public markets are more interested in growth than profits. TechCrunch took an initial […]
  Topics: company, going, ipo, provision, loss, look, credit, concentration, affirms, revenue, public, economics, filing, techcrunch, losses, profits, inside, affirm.
• Instagram’s fundraiser stickers could lure credit card numbers - Mark Zuckerberg recently revealed that commerce is a huge part of the 2019 road map for Facebook’s family of apps. But before people can easily buy things from Instagram etc., Facebook needs their credit card info on file. That’s a potentially lucrative side effect of Instagram’s plan to launch a Fundraiser sticker in 2019. Facebook’s own […]
  Topics: search, transactions, card, nonprofits, fundraiser, sticker, facebook, instagram, stickers, able, lure, commerce, donate, numbers, instagrams, credit.
• Irish consumers increasingly use card payments - Consumers in Ireland are rapidly increasing their usage of card payments. At the same time, paying with cash is getting less popular. The fast growth in popularity of card payments goes hand in hand with a significant increase in online shopping in the past year. This is shown by new… Continue reading
  Topics: card, irish, increase, billion, euros, payments, credit, million, debit, period, increasingly, consumers, spending.
• Kenyan BNPL startup Lipa Later eyes more African markets after raising $12 million - Lipa Later, a Kenyan tech-led consumer credit platform, is planning to expand to new markets in Africa after raising $12 million in pre-Series A funding. The equity and debt funding round was led by Cauris Finance, Lateral Frontiers VC (one of Lipa Later’s first investors) and GreenHouse Capital, with participation from SOSV IV LLC, Sayani […]
  Topics: funding, eyes, africa, million, expand, markets, later, techcrunch, ecommerce, bnpl, raising, credit, pay, lipa, startup, kenyan.
• Kenyan fintech Zanifu nabs $1M to bridge MSME financing gap, eyes Ghana, Uganda expansion - Kenyan fintech Zanifu is set to upgrade its platform and grow the number of micro, small and medium enterprises (MSMEs) it extends stock financing to after securing $1 million in seed funding. Saviu Ventures, which invested in the startup’s pre-seed round early 2020, Launch Africa Ventures, Sayani Investments and a number of angel investors from […]
  Topics: fintech, msmes, ghana, unsecured, uganda, techcrunch, zanifu, financing, kenya, businesses, retailers, msme, kenyan, loans, credit, nabs, small, gap.
• Klarna CEO says ‘maybe’ of taking public Europe’s most valuable fintech next year (but he’s not ruling out another round, either) - Yesterday at TechCrunch Berlin, we sat down with Sebastian Siemiatkowski, the co-founder and CEO of Klarna, a 15-year-old company that’s currently the most highly valued privately held fintech in Europe, following a $460 million investment that pegged the company’s worth at $5.5 billion back in August. (Asked yesterday to confirm that the company has raised […]
  Topics: pay, think, industry, klarna, ruling, maybe, going, thats, whats, valuable, techcrunch, hes, fintech, taking, youre, really, public, round, credit.
• Klarna pulls plug on Wavy app - Barely two years after Klarna announced its peer-to-peer payment app called Wavy, the Swedish company pulls the plug on the app. Some functions of the social payment application will be integrated into the Klarna app. Wavy by Klarna will be discontinued officially on the 6th of August. Users are currently… Continue reading
  Topics: wavy, payment, plug, users, swedish, klarna, credit, pulls, app, signing.
• Klarna raises $460 million, looks to expand its payments presence in the US - Swedish payments provider Klarna has announced a new round of equity funding, adding $460 million at a post-money valuation of $5.5 billion, which makes it one of the most highly valued private fintech companies in the world. The new funding will be used to help Klarna continue to grow its presence in the U.S. payments […]
  Topics: raises, pay, looks, customers, klarna, purchase, techcrunch, credit, funding, expand, company, presence, using, rate, payments, million, value.
• Klarna raises $650 million at a $10.6 billion valuation - Fintech startup Klarna has raised a mega-round of funding led by Silver Lake. The company is raising $650 million at a post-money valuation of $10.65 billion. Klarna says it is now the highest-valued private fintech company in Europe following today’s funding round. In addition to Silver Lake, GIC (Singapore’s sovereign wealth fund) and funds and […]
  Topics: pay, million, techcrunch, funding, credit, cards, app, klarna, raises, valuation, billion, transaction, customers, company.
• Lazada Philippines to offer installment credit with AsiaKredit - Lazada Philippines customers can now buy goods and pay by instalments.
  Topics: philippines, range, markets, installment, offer, eshopaloan, southeast, products, lazada, service, php, credit, asiakredit.
• Macy’s said hackers stole customer credit cards — again - For the second time in as many years, Macy’s customers have been hit by a data breach involving countless numbers of credit cards. In a filing with the California attorney general, the retail giant said hackers siphoned off customers’ names, addresses, and phone numbers, but also credit card numbers, card verification codes, and expiration dates […]
  Topics: credit, breach, card, customer, hackers, data, numbers, website, techcrunch, cards, macys, customers, websites, stole.
• MaxRewards banks $3M to reveal best payment methods that reap the most rewards - MaxRewards is a digital wallet app that manages credit cards and automatically activates benefits like rewards, cashback offers and monthly credits.
  Topics: methods, techcrunch, app, khan, watson, reap, maxrewards, cards, banks, card, credit, reveal, user, company, payment, rewards, 3m, best.
• Mexican BNPL player Kueski secures $202M in debt & equity as it nears $100M+ in ARR - Kueski, a Mexico City-based “buy now, pay later” and online consumer lender, announced today it has secured $202 million in equity and debt funding. StepStone Group (which recently acquired Greenspring Capital) led the $102 million equity round and Victory Park Capital led the $100 million debt financing. StepStone was joined by other new investors including […]
  Topics: company, nears, bnpl, pay, techcrunch, player, capital, flores, debt, data, equity, million, credit, mexican, secures, arr, mexico, kueski.
• Multi-Touch Attribution and Models: A Complete Guide - Today's buyer's journey includes a number of interactions across various touchpoints and channels. There's rarely a conversion of sale that occurs based off a single interaction.
  Topics: guide, multitouch, journey, complete, attribution, touchpoints, buyers, models, model, conversion, channels, credit, customer.
• News Cart for October 23rd - Welcome back to the e-commerce newsroom! Stories we’ve been tracking since the last ECF News Cart include: UPS has teamed up with Stamps.com. Walmart continues its push to gain e-commerce market share. And Amazon sued to shut down a couple of alleged get-rich-quick schemers. You’ll also hear how Volusion got hacked, Snapchat debuted Dynamic Ads, [...]
  Topics: weeks, card, share, 23rd, ads, walmart, cart, email, ecommerce, ecf, credit, venmo.
• Nigeria’s CredPal secures $15M in debt and equity to scale its BNPL product across Africa - The adoption of buy now, pay later (BNPL) in Nigeria as a payment option both online and at the point of sale is expected to record a CAGR of 20% from 2021 to 2028, per this report. BNPL’s growth is further highlighted as GMV is predicted to increase from $204 million to over $1 billion […]
  Topics: africa, credpal, store, scale, later, company, product, techcrunch, credit, bnpl, nigerias, equity, pay, consumers, secures, nigeria, debt, merchants.
• Online payment trends across Europe - When it comes to paying for online purchases, many shoppers use their credit cards, PayPal or bank transfers. But which payment methods are most popular? And what’s the difference in payment preferences among different countries across Europe? Aravato took a closer look at payment systems in online shops. It studied… Continue reading
  Topics: trends, methods, europe, card, russia, shops, credit, payment, popular, turkey, method, online.
• Optimizing Your Card Spend to Unlock Luxury Travel - Allen Walton is the CEO and Founder of SpyGuy, an e-commerce store devoted to all sorts of surveillance and counter-surveillance equipment. More recently, he launched FlyGuy, a travel agency and membership that helps business owners unlock the secret of getting tons of travel paid for using credit card rewards. Listen in as Allen shares his […]
  Topics: spend, card, travel, credit, points, rewards, using, unlock, cards, optimizing, allen, best, walton, luxury.
• Payments giant Stripe debuts a credit card in its latest step into the financing fray - Last week, when the popular payments startup Stripe made some waves with its first move into money lending through the launch of Stripe Capital, we reported that the company was also soon going to be launching a credit card. Now, that news is official. Today, the company is doubling down on financing with the launch […]
  Topics: business, fray, stripe, techcrunch, latest, data, step, products, credit, product, payments, giant, financing, debuts, card, capital, cards.
• Power Words That Will Boost Your Conversions - Have you ever wondered why some articles go viral and others just… don’t? Or why one product flies off the shelves, but a similar (or maybe even superior) product collects dust?  Imagine being able to grab the attention of your clientele with ease, sucking them into your website, your blog […]
  Topics: anger, words, power, boost, fear, trust, credit, desire, lust, powerful, curiosity, conversions.
• Pros, Cons of Credit Card Surcharges - Credit card processing is expensive. "Surcharging" allows merchants to recoup some of the cost by passing a fee to customers at the point of sale. In this post, I’ll explain surcharging. I’ll address the rules and the pros and cons for merchants wishing to apply surcharges as a way of recovering processing fees.
  Topics: surcharges, transaction, customers, cons, surcharging, surcharge, credit, card, pros, merchants, processing, fee.
• Six Ways to Drive Conversions and Increase Revenue at Checkout - You’ve worked hard on marketing — don’t lose customers right at the finish line! See how successful stores optimize their checkout for maximum conversions.
  Topics: credit, revenue, process, payment, conversions, later, sales, paypal, ways, drive, options, checkout, pay, increase.
• Skype co-founder snags $105M for fintech lending venture in Southeast Asia - A fintech whale quietly going about its business in Southeast Asia has come out from under the radar after Oriente, a Hong Kong-based business headed by Skype’s first employee, announced that it has raised a whopping $105 million. It may not be well known at this point, but the company has some serious street cred. Oriente […]
  Topics: fintech, philippines, business, 105m, oriente, skype, prentice, lending, asia, snags, cofounder, financial, credit, venture, digital, services, southeast.
• TechCrunch+ roundup: Credit Karma post-exit, recruiting developers, re:Invent recap - The very day in Feb. 2020 that Credit Karma planned to announce that it had been acquired by Intuit for over $7 billion, the stock market tanked, spooked by news that a virus could start a pandemic.
  Topics: recap, karma, company, market, recruiting, writes, roundup, credit, developers, techcrunch, ipo, billion, ceo, reinvent, weeks, aws, postexit.
• The 7 Types of Ecommerce Fraud Schemes You Should Know About - Who knew there were so many ways for people to cheat and steal?
  Topics: goods, stolen, type, card, data, chargeback, online, schemes, know, ecommerce, fraud, address, credit, types.
• The Entrepreneur's Guide to Small Business Finance - Funding is one of the most important financial choices you’ll make in your business. Learn about your small business financing options, plus essential small business finance skills for successful entrepreneurs, including building a budget, tracking spending, and creating financial statements that are easy to understand.More
  Topics: cash, finance, entrepreneurs, youll, money, expenses, guide, credit, loans, need, small, loan, business.
• The Plain-English Guide to Progressive Web Apps - Whether it’s in sports, music, or business, rivalries always seem to make things more interesting. In basketball, Larry Bird and Magic Johnson transformed the faltering NBA into one of the most popular sports league in the world. In hip-hop, Biggie Smalls and Tupac Shakur broke a rather niche music genre into the main stream. 
  Topics: web, plainenglish, offline, credit, app, progressive, users, apps, guide, mobile, websites, pwa.
• The State of Cannabis Payments in U.S. - How does the cannabis industry flourish when it is banned by federal law, shunned by the credit card networks, and rejected by most banks? How do cannabis retailers accept payments when credit cards and merchant accounts are unavailable? I'll examine those questions and more in this post.
  Topics: state, merchants, retailers, merchant, credit, cannabis, payment, card, payments, cash, providers.
• The Ultimate Sezzle Review (Dec 2021): A Pay Later Service for Online Shopping - Welcome to our ultimate Sezzle review. If you run an online business you know how crucial it is to offer your customers the right payment solutions at checkout. Imagine offering only Sripe as the payment option for shoppers on your… Continue reading The Ultimate Sezzle Review (Dec 2021): A Pay Later Service for Online Shopping
  Topics: online, dec, customers, customer, product, ecommerce, pay, shopping, later, credit, solution, sezzle, review, ultimate, payment, service.
• The state of digital payments in B2B ecommerce - It’s long been said today’s B2B buyers want and expect a B2C experience from manufacturers and wholesalers. Though B2B suppliers are increasingly embracing digital -- from ecatalogs to configure price quote (CPQ) and online checkout, supporting the diversity and complexity of B2B payments remains a challenge. How are B2B merchants handling digital payments?
  Topics: payments, b2b, suppliers, payment, state, purchase, checks, buyers, cards, ecommerce, credit, virtual, digital.
• Tips for using your credit card during the Hot Sale - Paying by credit card at the Hot Sale can be advantageous due to the additional discounts that brands can provide.
  Topics: safe, using, card, tips, promotions, credit, sale, purchases, buy, payment, hot, online, pandemic.
• Walmart launches two new credit cards offering 5% back on digital purchases - Walmart is partnering with Capital One to launch a new credit card program, which rolls out on September 24, and includes both co-branded and private-label cards. The former, the Capital One Walmart Mastercard, includes 5% back on purchases made on Walmart.com or paid for in-store using Walmart Pay (the latter for the first 12 months). […]
  Topics: cards, launches, digital, techcrunch, card, capital, purchases, walmartcom, offering, rewards, mastercard, credit, pay, walmart.
• What Is Attribution Modeling and Why It’s So Important - As a marketer, you know how many avenues there are for your prospects and customers to interact with you throughout the buyer’s journey. These avenues refer to channels (e.g. PPC, your website, email campaigns, social media) and touchpoints (e.g. specific ads, blog posts, social media posts, emails). Marketing attribution modeling can help you determine the impact of all of those marketing efforts.
  Topics: channels, attribution, marketing, important, gives, credit, touchpoints, touchpoint, buyers, modeling, channel.
• What Is Last Click Attribution and How to Use It - For your team’s marketing efforts to be effective, you need to know which marketing channels and touchpoints are resonating with your audience most — you must understand which channels and touchpoints are so successful at whatever it is they do that they make leads want to convert.
  Topics: click, ads, buyers, touchpoint, credit, journey, report, touchpoints, marketing, attribution.
• What Is Marketing Attribution & How Do You Report on It? - A marketer's job isn't easy. You constantly have to create content and promote it through different channels. But with only 24 hours in the day, you need to spend your time promoting the right content through the right channels to declog the right parts of your funnel.  So how do you do that?
  Topics: pages, conversion, leads, run, attribution, given, marketing, credit, content, report.
• What Merchants Should Know about ‘Buy Now, Pay Later’ - "Buy now, pay later" allows consumers to purchase goods and pay in installments, similar to a credit card. Why is BNPL gaining popularity? I’ll answer that question and more in this post.
  Topics: pay, fees, cards, provider, fee, merchants, credit, later, buy, know, customer, providers, bnpl.
• WhatsApp eyes lending feature in India as Amazon rolls out Pay Later to tens of thousands of customers - WhatsApp, which began testing its mobile payments feature in India two years ago, could offer at least one more financial service to people in its biggest market. In a filing with the local regulator in India, the Facebook -owned messaging platform has listed credit as one of the areas it will pursue in the country. […]
  Topics: india, local, credit, rolls, lending, payments, thousands, users, tens, service, later, whatsapp, feature, techcrunch, amazon, pay.
• Where to Find Public and Private Small Business Funding in 2020 - With the recent passing of a $2 trillion U.S. stimulus package, small business owners impacted by COVID-19 have been given options for low-interest loans, financial assistance, and other aid that can help them in this uncertain economic time.
  Topics: business, funding, interest, owners, loan, loans, sba, private, credit, small, public, businesses.
• Will Carbon and Shahry usher in a wave of buy now, pay later services in Africa? - Affirm, Afterpay, Klarna, Quadpay. These are some of the big global players in the buy now, pay later (BNPL) movement. They allow shoppers to purchase products online and pay in installments with nominal or no fees, and have become more prominent due to how the pandemic accelerated e-commerce market growth around the world. Credit card […]
  Topics: bnpl, market, zero, shahry, pay, africa, products, wave, credit, company, carbon, merchants, services, customers, later, usher, buy, techcrunch.